“For salaried only, minimum Salary INR 15000.”
This, online personal loan app is India’s best instant loan app for applying loan of Rs. 2000 upto Rs. 2 Lakh for a tenure of 3 months to 24 months, helping Indian citizens to get a fast loan with having the processing fees up to 5% plus applicable taxes, minimum Rs 100 (+GST) and maximum Rs 5,000 (+GST) with maximum APR ranging from 18% to 36%
For Instance: The Loan Amount: Rs 10,000, Tenure: 12 Months, APR: 24%, Interest accumulated: Rs 1,347.15 (on reducing principal balance), EMI: Rs 945.60, Total cost of loan: Rs 11,347.15
(Loan amount would be disbursed after deducting the processing fee. The borrower pays interest only on the utilized loan amount.)
Just register on PayMe India’s loan App and get the desired amount directly to your bank account with this instant loan app.
What’s New in our instant loan app?
Exclusive features of our easy loan app:
• 100% paperless process
• Upto Rs 2 Lakh limit.
• Easy and flexible repayment options.
• Quicker approvals and sanctioning process.
• Zero – NIL charges on foreclosure.
• Zero – NIL charges on pre-part payment.
• A collateral-free personal loan.
• Convert your short-term personal loan to an EMI term loan.
• Privilege to pay monthly rent payments via credit card.
Eligibility of our online loan app in India:
• Borrower must be 18-year old or above to apply.
• Maximum age limit at the time of the loan is 56 years.
• Indian citizen.
• The borrower should be a salaried employee.
• Monthly net salary should not be less than Rs. 15,000.
• An individual must have a minimum work experience of 6 months
For getting your small loan online, the minimum civil score required is 650.
Documents required at the instant loan app:
• Identity proof (Driving license/Voter id/Passport/Aadhar/PAN).
• Address proof (Driving license/Voter id/Passport/Aadhar/Utility bills/bank statements).
• E-sign on application with registered mobile and OTP for fast-track application.
How to apply on fastest instant loan app:
• Sign up / Register, with your mobile number or Email ID
• Fill in all required details: Name, Address, Bank account.
• Upload PAN card, identity proof, and bank statement.
• Get your credit limit assigned.
• E-sign the agreement.
• Sign-up for ENach/ EMandate
• Your loan amount will be credited instantly to your bank account on successfully completing the process.
PayMe India Online Personal Loan App Used for:
• Education 📚
• Medical 💊
• Wedding 💎
• Home renovation 🏘️
• Buying mobile 📲
• Travel expenses ⛵
• Pay your rental deposit 💴
• Monthly bills 💵
• To buy home appliances, furniture, and other items of need 🛋️
Security & Protection of Privacy 🔒
Data security & privacy is a top priority at PayMe India instant loan app. We use SHA-2 and 2,048-bit encryption (the strongest security system in the market) security and comply with the SSL certificate.
Download PayMe India online personal loan app to get a small loan and/or instant loan now and ensure “Financial Happiness” for your family and yourself!!!
* Annual Interest Rate varies from 18% to 42%
* Payme India Financial Services Private Limited is a RBI registered NBFC lender to Payme India.
PayMe India, the best online loan app in India has further introduced the ‘PayRent’ feature, which enables a customer(s) to pay monthly rent payment, through Credit Card.
With the option of paying rent through a Credit Card, a customer can free up cash, enjoy the interest-free credit period, and earn reward points on credit card spending.
The customer simply needs to add the landlord’s bank account details on PayRent section of the PayMe India app to instantly transfer the rent from your credit card.
You can pay your rent online instantly from PayMe India’s online mobile loan app.